Good Health and Financial Security

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Good health and financial security are essential to enjoying retirement. Planning ahead will go a long way to ensure both are waiting for you when the time comes. However, a reverse mortgage, or HECM, may also be a useful tool to help you achieve those goals.

In addition to providing a flexible revenue stream without having to sell your home, a reverse mortgage may provide the financial freedom to stay active and healthy as you age.

Stay Fit

There’s no question that exercise is one of the keys to a healthy lifestyle. The funds from a reverse mortgage could add enough to your retirement budget to make sure you get an appropriate workout. Your options could include a monthly gym membership, working one-on-one with a personal trainer, or outfitting your home with your favorite exercise equipment. In any case, the return on your investment will be hard to beat.

Get Out More

Maintaining a healthy lifestyle in retirement also requires getting out of the house and interacting with others. Accessing your home equity through a HECM may mean having the discretionary income to do just that.

Regular outings with friends and family, the ability to buy outdoor equipment like a bike or fishing gear, and seeking out activities that satisfy your interests are all excellent ways to stay active. The extra funds may also open the door to travel that otherwise wouldn’t be possible, meaning you stay fit by exploring the world’s top destinations. Regardless of where they take place, any experiences that have a positive impact on your mental and physical health are worth seeking out.

Keep Learning

Retirement is also the perfect time to pick up new skills and hobbies that keep your mind sharp well into the future. Consider using the funds from a reverse mortgage to pursue a new challenge. Not only could you have the ability to pay for the necessary instruction, but you’ll also be in a position to purchase equipment for interests like golf or photography. If you envision a second career as part of your second act, your HECM could subsidize a college degree or even the start of a new business.

To find out more about how a Reverse Mortgage can work for you call Melinda Hipp , CRMP with Open Mortgage at 210-493-7332, email at or visit to learn more.

More about Melinda Hipp and Open Mortgage -

Melinda Hipp is Branch Manager with Open Mortgage|San Antonio and specializes in working with senior homeowners 62 and over who would like to access the equity in their home through a Reverse Mortgage. She has handled hundreds of satisfied Reverse Mortgage clients over the past ten years with many raving fans. She and her team are dedicated to giving you boutique service, a quick closing and personalized customer service.

Melinda regularly provides training to local real estate professionals and holds the designation of MBA, CRMP (Certified Reverse Mortgage Professional) and CMC (Certified Mortgage Coach.) Melinda is also an active member of NRMLA (National Reverse Mortgage Lender’s Association). An avid golfer, Melinda was a charter member of the San Antonio Chapter of the Executive Women’s Golf Association. She is currently a member of the National Reverse Mortgage Lender’s Association, Women’s Council of Realtors, San Antonio Board of Realtors, CRS and a board member of Golf San Antonio.

Melinda Hipp, CRMP | NMLS #219085

17721 Rogers Ranch Pkwy., Ste. 125
San Antonio, TX 78258
Office: 210-493-7332
Toll Free: 844-265-5513 | |

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