The most recent survey by the National Council on Aging showed that 75 percent of Americans over the age of 60 intend to stay in their homes the rest of their lives. However, the reality is that many seniors will leave their homes for unforeseen financial or health reasons.
Despite the challenges of aging in place, planning ahead and making smart decisions now can go a long way toward achieving that goal.
Of course, one of the simplest ways to maintain your independence and ability to remain in your home is to stay healthy. While control over our health is limited, especially as we age, it’s not entirely out of our hands.
Regular exercise and an active social life are essential to long-term mental and physical health. It can be as easy as creating a routine that includes daily walks and community involvement. Combined with healthy eating habits and your personal physician’s advice, this approach could be the difference between enjoying many years in your home and an early exit.
Eventually, age will impact your health and mobility in some way. Taking a proactive approach to this certainty can offset the difficulties it presents. Keep future challenges in mind when maintaining your home, or at least make plans to improve your home’s accessibility even before it becomes mandatory.
Small changes like rocker panel light switches and lever-style door handles can be a welcomed feature if dexterity becomes a problem. Hard surface floors rather than carpet will make navigating a home in a wheelchair easier, but be aware that stone and tile surfaces may prove to be too slippery. A shower with a low threshold and a seating option can be both stylish and functional. Similarly, integrating seating and easily accessible storage and appliances into an updated kitchen could pay off down the road.
Advances in technology are also proving to be a wise investment in creating a home that older adults can manage. Wireless capabilities can put climate, lighting and security controls right in a homeowner’s hand via their smartphone. Video communication options can make staying in touch with friends, family and even medical professionals less of an impediment to living alone.
Explore some additional resources on aging in place here.
To find out more about how a Reverse Mortgage can work for you call Melinda Hipp , CRMP with Open Mortgage at 210-493-7332, email at firstname.lastname@example.org or visit texasreverse.net to learn more.
More about Melinda Hipp and Open Mortgage -
Melinda Hipp is Branch Manager with Open Mortgage|San Antonio and specializes in working with senior homeowners 62 and over who would like to access the equity in their home through a Reverse Mortgage. She has handled hundreds of satisfied Reverse Mortgage clients over the past ten years with many raving fans. She and her team are dedicated to giving you boutique service, a quick closing and personalized customer service.
Melinda regularly provides training to local real estate professionals and holds the designation of MBA, CRMP (Certified Reverse Mortgage Professional) and CMC (Certified Mortgage Coach.) Melinda is also an active member of NRMLA (National Reverse Mortgage Lender’s Association). An avid golfer, Melinda was a charter member of the San Antonio Chapter of the Executive Women’s Golf Association. She is currently a member of the National Reverse Mortgage Lender’s Association, Women’s Council of Realtors, San Antonio Board of Realtors, CRS and a board member of Golf San Antonio.
Melinda Hipp, CRMP | NMLS #219085
1870 W. Bitters Rd., Ste. 202
San Antonio, TX 78248
Toll Free: 844-265-5513